As an eligible professional* in our client’s home buying journey, sign up for the RBC Referral Awards program and you could receive Avion® points on your Avion Rewards credit card or your RBC bank account* for every eligible mortgage referral* plus access to our team of mobile mortgage specialists who can help you build your business and provide differentiated advice and experience.
Register. Go to referralawards.rbc.com to enroll using your email address or through RBC Online Banking if you have an RBC Client Card. You will receive a Personal ID code that can be used for your referrals.
Refer. Connect your clients with your preferred RBC mortgage specialist.
Rewards. Get rewarded with Avion points credited to the Rewards Account tied to your Avion Rewards credit card or to your RBC bank account for every qualified mortgage referral.
Not a points collector? No problem. You can sign up as a non-points participant and be rewarded with access to exclusive virtual and in person events and experiences throughout the year.
Don't forget: Every time you refer a client to RBC, you must disclose that you are a member of the RBC Referral Awards program and that both of you will benefit from a successful referral.
Once enrolled in the program you are tracked on every qualified mortgage referral as either a point member or non-point member participant.
Your rewards will GROW with your referrals!
All Provinces excluding Quebec and Alberta:
Partner Level | Number of Fully Advanced Qualified Mortgage Referrals | Points Earned per Fully Advanced Qualified Mortgage Referral |
---|---|---|
Key Partner | 1-4 | 10,000 |
VIP Partner | 5-11 | 16,000 |
Elite Partner | 11+ | 20,000 |
Province of Quebec only:
Partner Level | Number of Fully Advanced Qualified Mortgage Referrals | Points Earned per Fully Advanced Qualified Mortgage Referral |
---|---|---|
Key Partner | 1-6 | 8,000 |
VIP Partner | 7-12 | 14,000 |
Elite Partner | 13+ | 18,000 |
Your Partnership level in the program will be based on the number of Fully Advanced Qualified Mortgage Referrals in the previous twelve (12) months period and is re-evaluated each month, as follows:
Are you the type to browse the catalogue regularly to spend those well-deserved points that are burning a hole in your virtual pocket? Or do you save them up for that one big ticket item or trip you’ve always wanted? Either way, it’s your choice.
Use your points to pay down a credit card balance
Use your points to contribute to investments
Make a difference by donating your points to a charity
Your Avion points will also let you shop the latest brand-name products, electronics, kitchen gadgets, and fashion. Plus, the total points you redeem cover the taxes and shipping.
Visit https://www.avionrewards.com/index.html to learn more.
You work hard to help your clients get into their perfect home and your reputation is important, so you need to be confident that you have a mortgage specialist that will exceed your expectations with every referral – not just at the purchase phase, but throughout their entire home ownership journey.
Whether you’re looking for advice on reliable financing solutions, or new marketing opportunities, your RBC mortgage specialist can help you build your business.
With RBC you’ll get:
Finding more ways to say “Yes” and close the deal.
The AMS team is a group of professionals within RBC Royal Bank committed to helping clients who don’t currently meet standard lending criteria. Over the years, we have helped thousands of clients finance their home through the AMS program.
RBC Real Estate Partner Appreciation is all about you! We recognize the important role you play in our mutual clients’ home buying journey, so we are taking this opportunity to give a heartfelt thank you for your ongoing partnership and support. We look forward to continuing to work together to help make our clients’ home ownership dreams a reality.
As a valued partner of RBC, you are invited to join us for our kick-off virtual event being led by David Richardson – VP & Head of RBC Distribution Strategy. To register for the event, please see details below:
Details | Date / Time | Link | |
---|---|---|---|
RBC Global Asset Management: Global Economic Update with David Richardson (English Event) |
Event Details: Speaker Details: Host: Speaker: |
April 2nd Virtual Event |
Link Password: REPA2024 |
We can’t thank you enough for your partnership and look forward to you joining us!
Please speak to your RBC Mortgage Specialist about local events that are happening in your area.
Canadian residents that work as a duly licensed real estate agent in Canada; or are an employee of a builder, an Insurance Broker, Independent Financial Planner/Advisor, a Lawyers, or Accountant, except in Quebec, where you must be a Canadian resident and who is working as a duly licensed real estate agent in Quebec in accordance with the provincial legislation in place.
Please see Terms and Conditions for full details. Or contact an RBC Mortgage Specialist for clarification.
You can earn points on qualified mortgages. A Qualified Mortgage includes a mortgage in respect of a purchase or a switch/transfer of a mortgage from another financial institution to Royal Bank. See the RBC Referral Awards Terms and Conditions for details.
Yes, mortgages that are processed through an RBC alternate mortgage specialist are also eligible for our Referral Awards program. You will receive points or non-points recognition, depending on your type of membership in the program, for these referrals.
You can access your Personal Referral Awards Account by logging into the program portal using Online Banking Authentication (if you have an RBC client card) or using the email address you used to sign into the program.
Yes, there are two type of members in the program:
Click here to apply for an Avion Rewards credit card and start earning Avoin® points for every qualified mortgage referral.
Please note that eligible cards for the Program are those Avion Rewards credit cards that are eligible to earn Avion points. Co-brand credit cards, such as WestJet, British Airways and Cathay Pacific credit cards, cashback credit cards and commercial credit cards are not eligible for the Referral Awards Program.
Eligible Avion Rewards credit card accounts include any business or personal credit card that allows you to earn Avion® points as follows:
Note: Commercial credit cards, Cashback and Co-Brand credit cards are not eligible.
If you’re already enrolled in Online Banking, just select “Open New Account”, located next to the Bank Accounts heading in the centre of the page.
If you aren’t enrolled in Online Banking, please visit Find the Right Account. You’ll be able to see all the accounts available to you and/or open a new account from the same screen.
You can also visit a branch or contact our Advice Centre at 1-800-769-2511 to get assistance to open a banking account.
The following RBC bank accounts are eligible to be enrolled in the Referral Awards program:
If you are a Points Member, you can redeem Avion points online at https://www.avionrewards.com
Your SIN number is a mandatory field if you are a Points Members to ensure accuracy in annual tax reporting for applicable taxation years during which Points are awarded.
Yes, any Points awarded under the Program for qualified mortgage referrals are considered taxable income. Participants will be issued a tax slip (T4A) that reports the value of such taxable income for applicable taxation years during which Avion® points are awarded.
All participants must consult with their personal tax advisor(s) regarding tax implications and are responsible for reporting this information for tax purposes. Any personal federal and/or provincial tax liability arising from the award of Avion® points is the participant’s responsibility.
If you have forgotten your password, simply click the “Forgot Password” link in the login screen.
The system will request your email address. Enter your email address and click “Request a Validation Code”. Enter the validation code that is sent by email and press Submit.
The system will allow you to enter and confirm your new password on the screen.
If you forgot your RBC Online Banking password or need to change your password, please go to your Online Banking sign in page and reset your password online by selecting “Reset Your Password” on the Sign In page
No, Avion® points will not be awarded for referrals made prior to enrolment.
If you have any further questions or are experiencing technical difficulties, please connect with your Mortgage Specialist for assistance.
Have questions about the program? Connect with your RBC Mortgage Specialist