As an eligible professional* in our client’s home buying journey, sign up for the RBC Referral Awards program and you could receive RBC Rewards® points on your RBC Rewards credit card or your RBC bank account* for every eligible mortgage referral* plus access to our team of mobile mortgage specialists who can help you build your business and provide differentiated advice and experience.
Register. Go to referralawards.rbc.com to enroll using your email address or through RBC Online Banking if you have an RBC Client Card. You will receive a Personal ID code that can be used for your referrals.
Refer. Connect your clients with your preferred RBC mortgage specialist.
Rewards. Get rewarded with RBC Rewards points credited to the RBC Rewards Account tied to your RBC Rewards credit card or to your RBC bank account for every qualified mortgage referral.
Not a points collector? No problem. You can sign up as a non-points participant and be rewarded with access to exclusive virtual and in person events and experiences throughout the year.
Don't forget: Every time you refer a client to RBC, you must disclose that you are a member of the RBC Referral Awards program and that both of you will benefit from a successful referral.
You work hard to help your clients get into their perfect home and your reputation is important, so you need to be confident that you have a mortgage specialist that will exceed your expectations with every referral – not just at the purchase phase, but throughout their entire home ownership journey.
Whether you’re looking for advice on reliable financing solutions, or new marketing opportunities, your RBC mortgage specialist can help you build your business.
With RBC you’ll get:
Are you the type to browse the catalogue regularly to spend those well-deserved points that are burning a hole in your virtual pocket? Or do you save them up for that one big ticket item or trip you’ve always wanted? Either way, it’s your choice.
Use your points to pay down a credit card balance
Use your points to contribute to investments
Make a difference by donating your points to a charity
Your RBC Rewards points will also let you shop the latest brand-name products, electronics, kitchen gadgets, and fashion. Plus, the total points you redeem cover the taxes and shipping.
Visit https://www.rbcrewards.com/#/howitworks to learn more.
Canadian residents that work as a duly licensed real estate agent in Canada; or are an employee of a builder, an Insurance Broker, Independent Financial Planner/Advisor, a Lawyers, or Accountant, except in Quebec, where you must be a Canadian resident and who is working as a duly licensed real estate agent in Quebec in accordance with the provincial legislation in place.
Please see Terms and Conditions for full details. Or contact an RBC Mortgage Specialist for clarification.
You can earn points on qualified mortgages. A Qualified Mortgage includes a mortgage in respect of a purchase or a switch/transfer of a mortgage from another financial institution to Royal Bank. See the RBC Referral Awards Terms and Conditions for details.
Yes, mortgages that are processed through an RBC alternate mortgage specialist are also eligible for our Referral Awards program. You will receive points or non-points recognition, depending on your type of membership in the program, for these referrals.
You can access your Personal Referral Awards Account by logging into the program portal using Online Banking Authentication (if you have an RBC client card) or using the email address you used to sign into the program.
Yes, there are two type of members in the program:
Click here to apply for an RBC Rewards® credit card and start earning RBC Rewards® points for every qualified mortgage referral.
Please note that eligible cards for the Program are those RBC Rewards credit cards that are eligible to earn RBC Rewards points. Co-brand credit cards, such as WestJet, British Airways and Cathay Pacific credit cards, cashback credit cards and commercial credit cards are not eligible for the Referral Awards Program.
Eligible RBC Rewards credit card accounts include any business or personal credit card that allows you to earn RBC Rewards® points as follows:
Note: Commercial credit cards, Cashback and Co-Brand credit cards are not eligible.
If you’re already enrolled in Online Banking, just select “Open New Account”, located next to the Bank Accounts heading in the centre of the page.
If you aren’t enrolled in Online Banking, please visit Find the Right Account. You’ll be able to see all the accounts available to you and/or open a new account from the same screen.
You can also visit a branch or contact our Advice Centre at 1-800-769-2511 to get assistance to open a banking account.
The following RBC bank accounts are eligible to be enrolled in the Referral Awards program:
Your SIN number is a mandatory field if you are a Points Members to ensure accuracy in annual tax reporting for applicable taxation years during which Points are awarded.
Yes, any Points awarded under the Program for qualified mortgage referrals are considered taxable income. Participants will be issued a tax slip (T4A) that reports the value of such taxable income for applicable taxation years during which RBC Rewards® points are awarded.
All participants must consult with their personal tax advisor(s) regarding tax implications and are responsible for reporting this information for tax purposes. Any personal federal and/or provincial tax liability arising from the award of RBC Rewards® points is the participant’s responsibility.
If you have forgotten your password, simply click the “Forgot Password” link in the login screen.
The system will request your email address. Enter your email address and click “Request a Validation Code”. Enter the validation code that is sent by email and press Submit.
The system will allow you to enter and confirm your new password on the screen.
If you forgot your RBC Online Banking password or need to change your password, please go to your Online Banking sign in page and reset your password online by selecting “Reset Your Password” on the Sign In page
No, RBC Rewards® points will not be awarded for referrals made prior to enrolment.
If you have any further questions or are experiencing technical difficulties, please contact us at firstname.lastname@example.org
We know it’s been a while since we were all able to meet in person, and we’re delighted to be back together again soon.
As we get closer to being together again, we are excited to invite you – a valued member of the RBC® Referral Awards® program – to join us for the following exclusive virtual events:
|Virtual Event||Date & Time||Description|
|Le stress : comment chasser le mammouth sans y laisser sa peau (Stress: How to hunt the mammoth and stay alive) with Dr. Marie-France Marin (French event)||
1:00pm – 2:00pm EST
This conference aims to demystify the popular definition of stress and effects of stress on physical and mental health. We will review a detailed description of the acute and chronic effects of stress on physical health in order to better recognize the symptoms associated with stress and find ways to control the stress response
|Hope-Forward: Steadying Our Steps After a Challenging Season with Dr. Robyne Hanley-Dafoe (English event)||
3:30pm – 4:30pm EST
Our way of life has radically shifted. As the world prepares to awaken, people are left at varying degrees of readiness. Some are nervous while others eagerly await returning to the rhythms and routines of their lives.
As humans we are hardwired for struggle. We have adapted and found innovative ways of showing up the best we can during this challenging season. We’ve persisted despite the hardships and changes. Yet for many, it came at a cost. Organizations and their teams are tired, depleted, and wobbly, yet it is time we move forward.
In this season of rising after challenging times, we are in a precious place of opportunity to co-create our future. As we plan our next moves, it is imperative that we acknowledge the past while also setting a steady course for re-entry that is research-informed and practical for people at varying degrees of readiness.
In this presentation, Dr. Robyne Hanley-Dafoe will explore her conceptual framework for re-entry readiness that is based on the principles of psychological safety, resiliency, and productivity with purpose.
As a thank you for your continued business, you could receive a $500 Visa‡ Prepaid Card for 4 referrals that are determined by RBC to be Qualified Mortgage Referrals or a $1,000 Visa Prepaid Card for 6 referrals that are determined by RBC to be Qualified Mortgage Referrals made between September 13th and November 30th.1
As always, don’t hesitate to get in touch with your RBC Mortgage Specialist to learn more about how we can help you build your real estate business. We value your business and are looking forward to the success that lies ahead.
RBC Royal Bank | Royal Bank of Canada
RBC WaterPark Place, 88 Queens Quay West, 12 Floor, Toronto, ON, M5J 0B8, Canada
® / ™ Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.
‡ All other trademarks are the property of their respective owner(s).
Personal lending products and residential mortgages are offered by Royal Bank of Canada and are subject to its standard lending criteria.
1 This offer is only open to Eligible Participants under the RBC Referral Awards Program and is only valid for mortgage referrals that Royal Bank of Canada has determined to be Qualified Mortgage Referrals and that fulfill all conditions and requirements for the award of Recognition under the RBC REFERRAL AWARDS PROGRAM – TERMS AND CONDITIONS – Non-Quebec (for Eligible Participants outside of Quebec) or the RBC REFERRAL AWARDS PROGRAM – TERMS AND CONDITIONS – Quebec (for Eligible Participants inside Quebec), as applicable, during the campaign period of September 13, 2021 to November 30, 2021 . To qualify for this offer, an Eligible Participant must have an RBC Referral Awards account in good standing. The Visa Prepaid Card will be mailed within 4 to 6 weeks after the end of the campaign period. Limit one Visa Prepaid Card per person. This Offer is in addition to any Recognition earned by you under the Referral Awards Program for the referrals. Offer may be changed, withdrawn or extended at any time, without notice. Offer not available to Alberta members.
All defined terms not otherwise defined in this document are as defined in the RBC REFERRAL AWARDS PROGRAM – TERMS AND CONDITIONS – Non-Quebec, or RBC REFERRAL AWARDS PROGRAM – TERMS AND CONDITIONS – Quebec, as applicable.
Visa is not a sponsor of, or affiliated with, this promotion.
© Royal Bank of Canada 2021